This service and website is an invitation to send us a loan application, not an offer to make a loan. We are registered with Utah's Department of Financial Institution. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. We are registered and authorized to make deferred deposit loans through our operation as a Utah-based lender. If we approve your application, the funds will be disbursed from our account in Utah. Our loans are governed by Utah law and you are subjecting yourself to the laws of the State of Utah for purposes of any application and/or agreement with us. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. If you do not want to enter into a loan agreement subject to Utah law, please do not apply. This service may or may not be available in your particular state.