The Fee For Our Loans Is
$30.00 Per $100.00 Borrowed.
The Annual Percentage
Rate (A.P.R.) for our loans ranges from 365.00% to
1564.28%, depending on the term of your loan. Please
refer to the table below to find your
A.P.R.
Schedule of
Fees
Annual Percentage Rate
(A.P.R.)
Term
(days) |
Loan
Amount |
$200.00 |
$300.00 |
$400.00 |
$500.00 |
Fee |
A.P.R. |
Fee |
A.P.R. |
Fee |
A.P.R. |
Fee |
A.P.R. |
7 |
$60 |
1564.28% |
$90 |
1564.28% |
$120 |
1564.28% |
$150 |
1564.28% |
8 |
$60 |
1368.75% |
$90 |
1368.75% |
$120 |
1368.75% |
$150 |
1368.75% |
9 |
$60 |
1216.67% |
$90 |
1216.67% |
$120 |
1216.67% |
$150 |
1216.67% |
10 |
$60 |
1095.00% |
$90 |
1095.00% |
$120 |
1095.00% |
$150 |
1095.00% |
11 |
$60 |
995.45% |
$90 |
995.45% |
$120 |
995.45% |
$150 |
995.45% |
12 |
$60 |
912.50% |
$90 |
912.50% |
$120 |
912.50% |
$150 |
912.50% |
13 |
$60 |
842.31% |
$90 |
842.31% |
$120 |
842.31% |
$150 |
842.31% |
14 |
$60 |
782.14% |
$90 |
782.14% |
$120 |
782.14% |
$150 |
782.14% |
15 |
$60 |
730.00% |
$90 |
730.00% |
$120 |
730.00% |
$150 |
730.00% |
16 |
$60 |
684.38% |
$90 |
684.38% |
$120 |
684.38% |
$150 |
684.38% |
17 |
$60 |
644.12% |
$90 |
644.12% |
$120 |
644.12% |
$150 |
644.12% |
18 |
$60 |
608.33% |
$90 |
608.33% |
$120 |
608.33% |
$150 |
608.33% |
19 |
$60 |
576.31% |
$90 |
576.31% |
$120 |
576.31% |
$150 |
576.31% |
20 |
$60 |
547.50% |
$90 |
547.50% |
$120 |
547.50% |
$150 |
547.50% |
21 |
$60 |
521.43% |
$90 |
521.43% |
$120 |
521.43% |
$150 |
521.43% |
22 |
$60 |
497.72% |
$90 |
497.72% |
$120 |
497.72% |
$150 |
497.72% |
23 |
$60 |
476.08% |
$90 |
476.08% |
$120 |
476.08% |
$150 |
476.08% |
24 |
$60 |
456.25% |
$90 |
456.25% |
$120 |
456.25% |
$150 |
456.25% |
25 |
$60 |
438.00% |
$90 |
438.00% |
$120 |
438.00% |
$150 |
438.00% |
26 |
$60 |
421.12% |
$90 |
421.12% |
$120 |
421.12% |
$150 |
421.12% |
27 |
$60 |
405.56% |
$90 |
405.56% |
$120 |
405.56% |
$150 |
405.56% |
28 |
$60 |
391.07% |
$90 |
391.07% |
$120 |
391.07% |
$150 |
391.07% |
29 |
$60 |
377.58% |
$90 |
377.58% |
$120 |
377.58% |
$150 |
377.58% |
30 |
$60 |
365.00% |
$90 |
365.00% |
$120 |
365.00% |
$150 |
365.00% |
How to determine your
Due Date
EASY PAYDAY CASH.com provides short-term
cash advances in which is due on your next pay date,
unless your next payday is less than 7 days away. In
this case, we will debit your account on the following
pay date after. The maximum term for our loans is 30
days.
- If we do not hear from you prior to
your loan due date, we will automatically debit the
full loan balance from your account. If you you do not
want us to withdraw the full amount, you have the
option to extend your loan until your next payday.
- You are allowed up to two (2)
extensions or rollovers with only minimum payment
before we require you to paydown your
principal.
- The cost to extend your loan is
$30.00 per $100.00 borrowed.
- TThe extension fee will be withdrawn
from your account on your due date. We must receive
your extension request before 8:00 PM EST the day
before your loan is due.
ACH
Authorization
If you have any questions please contact us.
Your online agreement will be governed
by the state of Utah. All the applicable laws and
regulations of Utah will apply to your online agreement.
If your ACH debit that you have authorized is returned
for any reason you agree to the following
items.
- You are authorizing us to initiate
electronic debits to your account in the amounts up to
or less than the amount owed until the amount owed is
paid in full. Your authorization shall remain in
effect until we have received written notice of its
termination. We must also have had a reasonable
opportunity to act on this authorization.
- You agree to pay a NSF
(non-sufficient funds) fee of $20.00.
- You agree to pay all fees related to
the collection of your account. This includes, but is
not limited to all attorney fees, collection fees, and
court costs incurred during the collection process.
If you have any questions please contact us.
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